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EARMARK LEGACY PARTNERS

Nicholas Ruggirello

, Designation

Registered Representative

NYLIFE Securities LLC

(716) 631-2879

nick@earmarklegacy.com

5700 Main St

Williamsville, NY 14221

Disclosure

Nicholas Ruggirello is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, FL, GA, NC, NJ, NY, OH, PA, SC, TX, and VA. No insurance business may be conducted outside the states referenced.

Nicholas Ruggirello is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 5700 Main St, Williamsville, NY, 14221, 716-626-7324. In this regard, this communication is strictly intended for individuals residing in the states of CO, FL, MD, NC, NH, NJ, NY, PA, SC, TN, and VA. No offers may be made or accepted from any resident outside the specific states referenced.

Nicholas Ruggirello is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CO, FL, MD, NC, NH, NJ, NY, PA, SC, TN, and VA. As such, these services are strictly intended for individuals residing in the states referenced.

EARMARK LEGACY PARTNERS is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither EARMARK LEGACY PARTNERS nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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NYLIFE Securities LLC, Member FINRA/SIPC.

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